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“Financing the World, One Home, One Family, One Community at a Time” -- RDS

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Home Buying Tips
 
Purchasing a new home can be very stressful, but with our help and the tips we provide below you should be well on your way to a simple home purchase process.
 
FHA Home Purchase
FHA Streamline K Purchase
The two programs above are the two most popular programs available.
Researching & Budgeting
 
Before you begin home shopping, it helps to figure out your budget. That way there are no surprises later on, and you can fully enjoy home ownership rather than look at it as an overwhelming burden.

To determine your purchasing power, you need to consider the following things such as monthly income, monthly debts, down payment amount, loan closing costs, and your credit history. For help, you may want to contact one of our professional Loan Advisors for assistance.
 
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Get Pre-Approved
 
A pre-approval certificate is the best way of demonstrating your ability to purchase a home. Pre-approval offers are also given stronger consideration by a seller than pre-qualification letters.
 
To issue you a Pre-Approved certificate, your mortgage advisor will ask you for annual income, time on job, time at current residence, permission to review your credit.  
 
Once that's complete, and everything checks out okay, your letter can be in your hands so you can submit the best offer for your next home.
 
 
 
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